Your AI Plan Says $47. Your Bill Doesn’t.

Tonight, write down every AI tool you pay for. Rough numbers are fine. What number did you get to? When I did mine, Claude was $47 a month, with a $127 bump in pay-as-you-go usage charges in August that I hadn’t budgeted for. Five of those charges landed on one day. The prompt writes the list and tells you what to check next.